Moving on..

Your born alone,
But you die with all.

This post is in memory of by late dear friend Aditya Betala.

Every one is born alone, in the journey of life can u even imagine how many people you meet!!!

say 10,000 people!??!!
too less rite? you have no count... probably millions of people,
Ok how many of them are your friends??

10??
20??
ok say 100!

How well do u know the 100 of them??

doesn't make much seance rite?

i'm just saying the friend you say are yours are they really yours?
u may have got over 200 or 300 friends on Facebook, how well do u know them?

The truth is you got 5 or 10 friends who actually care.

Aditya was one of the 5 in my life, who actually cared for me and always was by my side, I still cant believe he is not with us any more..

you are my best friend!

You were born alone, you die with memories and others die everyday till their last breath.

Shiv Verma

LIFE goes on…

No matter where are you, no matter what u do, life goes on n on.

There is always a road ahead, it may be smooth or a bumpy one, in the end you will have to drive through n there will be a destination. No one knows where you will be tomorrow, could be in a million dollar mansion on just the same old life style, the will always be a dream.

I will own a Audi A4,I will own a conglomerate business, billion’s of net worth. Do u think u can do it, earn so much that, children get tired spending it all n still seems like it never gonna exhaust.

 It’s a dream, may be real or may just be there in mind n heart for life.

Could I say the real treasure of a person in family n love, some may just laugh after reading this.

Are you worth what you claim for? Its only politics that makes money in the Indian economy! You are always a scapegoat.  

Yet LIFE goes on… We learn to live with it…

Expect the unexpected..!!

This is something I never expected myself to write about.

Everyone in the world expects millions of things, a child expects the parents to give a candy, parents expect the child to be a good and responsible individual, companies expects the employees to perform well. Even the nature expects the sun to give light to brighten lives, the wind to blow, the rain to fall, everything is an expectation.

The world runs on expectation…        

So is it good to expect???

Yes n no,

 Yes to some extent, because you get a positive vibe saying this can be done and that positive vibe will correspond and react to make your expectation to convert into reality.

No: when you expect low and you get more you are delighted.

Example: you never expected you girlfriend to remember your first date and wish you anniversary every year, just because she is too busy in her profession. But she actually remembers it and gifs you bunch of red roses, candles, greeting cards and a lot of goodies.

Now that is something which makes life so special and worth being in love.

Present is a present. Don’t expect it, open the gift(present) wrapping paper as you move along life. It’s a surprise, it’s unexpected and that it what makes it so exciting. Life is a present, expect it to be unexpected.

Ok expectation in business:

A salesman crosses his sales target in the first month of work, his manager starts expecting that this salesman is gonna achieve his targets every month, now that could be really disappointing for the manager and far more pressure for the salesman .

Do not expect much, high expectations may lead to high disappointment.

Don’t expect too much from me...And I don’t expect you to read this, make your choice !!!!!!!

ROI ....

Everything has a return…

Especially after specializing in finance, the most common way of measuring anything is ROI. I must say I even started ROI on traveling, eating, sleeping etc… return on sleeping for 4 hours vs. 14 hours, my opportunity cost attached to it etc.

Every this is an investment; in my view spending time on anything has a cost attached to it. Spend time in class gives returns in long term basis.   

EXAMPLE: My father paid up close to INR 1million for my higher education. To this example there is an INR 1.5million opportunity cost attached to it.

If I would decide to work instead of going for higher studies

 At 3lacs p.a for 2 years

·         300,000 x 1 =300,000

·         330,000 x 1= 330,000(10% increase in salary)

·         Investment of 1/4^th of the above amount at 10% p.a as fixed deposit. = 60,000(approx)

·         Investment of another 1/4^th of amount in mutual funds. 15% return p.a = 75,000(approx)

Therefore 630,000+60,000+75,000=765,000 + work experience valued at 1,000,000

Opportunity cost =INR 1.76million

Worth a thought…. Decision making must be done considering a Decision making tree and cost benifit analysis(CBA). Google can help you better with this; I can’t invest more time in it…. Too low ROI …lol…  

Know me better….

This is difficult, every individual is so so different trying to understand ones head is next to impossible(I usually don’t use the word “impossible”, it doesn’t exists in my dictionary)

Understanding your family or friend is easy to some extent, but most difficult is to understand what a client or customer wants.

For understand any relation, I feel empathy is most important. Feel yourself in others shoes……When u look into the mirror your suppose to see the other person not yourself… that’s what is empathy as per me.

One can remember mistakes for years together, but is a mistake a crime, why shouldn’t the other person get another chance and what about all the good done by him/her in the past.

This is the mystery of human mind; this is how and why I understand relations better.

1)      Consider the best this done by the person in the back of your head

2)      Give a chance to others, they deserve it.

3)      Is it worth fighting for??

4)      What is the return one would get?

So this is something I feel. Your choice take it or leave it…

Brand loyalty...... Is it for real ???

It is very difficult to say if a brand loyal customer will switch brand due to money crunch, it is the matter of consumer behavior which really cannot be determined, as each and every customer is different and so is his approach towards brand loyalty.

Brand loyalty as per me is different for different product segments.

Consider a dine-in experience, the person may avoid having there for sometime but if his loyalty is too high he will not compromise on it. Even if he eats someplace else he may not get that level of satisfaction which he would get otherwise.

Consider another situation of a person making a onetime purchase of a car, he will think twice before making a decision as his job or business may fail whichever the case may be. In this case the recession may impact his decision based on his status. The person may prefer buying a low range car than what he had planned to buy earlier towards which he was brand loyal. He may also postpone his purchase decision if he is too loyal towards a particular brand until he can afford it.

If it is a FMCG product, switching brands may or may not be very common. A person who is brand loyal towards using colgate toothpaste, will still use colgate as it would not make a difference in his standard of living.

This I can conclude saying that a customer’s loyalty towards a brand depends on his own belief towards a brand and his own behavior, approach towards the level of satisfaction he attains from the brand. The level of loyalty which means if the person is brand fanatic he will not compromise on his favorite brand. The person will rather not buy the product than compromising on it.

This is not just a car.

It’s my future reality, not very far off.

I’ll own it by soon 6 years from now to be precise.

WHAT THE HELL AM I DOING??????

Why am I writing this blog???

The reason for writing this blog is to concentrate on the most important management theories mainly with my personal experience. It may be related to finance, marketing, business strategy, attitude and relation building, a little philosophy on my beliefs about human behavior.

Finance the bloodline of any organization. Finance i.e. cash is well said by one of the authors as “cash is King”. Finance being an ocean I’ll be concentrating more towards the financial markets as I have a passion towards it.

This is going to be an online reference book for my own revision + a benefit to anyone who visits this blog. So wish me luck to help you and me both.

I know i'll be danm rich !!!
But i dont know how ?